:root{
  --black:#11110f;--black2:#191816;--ink:#181714;--muted:#6c675f;--gold:#b58a3b;
  --gold2:#cba95d;--cream:#f7f3eb;--paper:#fffdf8;--line:#ddd2be;--white:#fff;
  --shadow:0 24px 60px rgba(24,19,11,.10);--radius:4px
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.55}
img{display:block;width:100%;height:100%;object-fit:cover}a{color:inherit;text-decoration:none}.wrap{width:min(1180px,calc(100% - 48px));margin:auto}.skip-link{position:fixed;left:12px;top:-50px;background:#fff;padding:10px 14px;z-index:999}.skip-link:focus{top:12px}
.site-header{height:76px;background:rgba(17,17,15,.98);color:#fff;position:sticky;top:0;z-index:100;border-bottom:1px solid rgba(181,138,59,.35);backdrop-filter:blur(10px)}
.header-inner{height:100%;display:flex;align-items:center;gap:32px}.wordmark{display:flex;flex-direction:column;min-width:285px}.wordmark strong{font-family:Georgia,"Times New Roman",serif;text-transform:uppercase;color:var(--gold2);letter-spacing:.105em;font-size:21px;font-weight:500}.wordmark span{font-size:11px;letter-spacing:.035em;color:#ded9d0}
.main-nav{margin-left:auto;display:flex;align-items:center;gap:25px;font-size:13px}.main-nav a{padding:27px 0 22px;border-bottom:2px solid transparent;white-space:nowrap}.main-nav a:hover,.main-nav a.active{color:var(--gold2);border-color:var(--gold)}.main-nav .nav-cta{border:1px solid var(--gold);padding:11px 19px;margin-left:8px;color:var(--gold2)}.main-nav .nav-cta:hover{background:var(--gold);color:#111;border-color:var(--gold)}
.menu-toggle{display:none;margin-left:auto;background:none;border:0;padding:8px}.menu-toggle span{width:25px;height:2px;background:var(--gold2);display:block;margin:5px 0}
.hero{min-height:610px;position:relative;display:flex;align-items:center;overflow:hidden;background:#efe4d0}.hero-media{position:absolute;inset:0;background:url("frankfurt-hero.webp") center/cover no-repeat;transform:scale(1.02)}.hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,253,248,.98) 0%,rgba(255,253,248,.90) 37%,rgba(255,253,248,.30) 63%,rgba(17,17,15,.16) 100%)}
.hero-inner{position:relative;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(280px,.55fr);align-items:center;gap:70px;padding:75px 0}.kicker{text-transform:uppercase;letter-spacing:.18em;font-size:11px;font-weight:700;margin:0 0 16px}.kicker.gold{color:var(--gold)}.kicker.dark{color:#171512}
.hero h1,.story-copy h2,.steps-head h2,.knowledge h2,.experience-gold h2,.retirement-visual h2,.contact h2{font-family:Georgia,"Times New Roman",serif;font-weight:400;line-height:1.02;letter-spacing:-.025em;margin:0}
.hero h1{font-size:clamp(48px,5vw,76px);max-width:700px}.hero h1 em{font-style:normal;color:var(--gold)}
.hero-person{margin-top:26px}.hero-person strong{font-family:Georgia,"Times New Roman",serif;text-transform:uppercase;letter-spacing:.17em;font-size:21px}.hero-person span{display:block;font-size:15px;margin-top:2px}
.hero-lead{font-size:17px;max-width:610px;margin:18px 0 26px;color:#36312b}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;gap:16px;padding:15px 22px;border:1px solid transparent;font-weight:700;font-size:14px;transition:.2s}.btn:hover{transform:translateY(-1px)}.btn-gold{background:linear-gradient(135deg,#a87c2d,#c3a052);color:#fff;box-shadow:0 12px 28px rgba(133,94,24,.22)}.btn-ghost{background:rgba(255,255,255,.56);border-color:#29251f}.btn-dark{background:#171512;color:#fff}.btn-outline-gold{border-color:var(--gold);color:var(--gold2)}
.hero-note{align-self:start;margin-top:30px;padding:28px 22px;background:rgba(17,17,15,.86);color:#fff;max-width:300px;justify-self:end}.hero-note blockquote{font-family:Georgia,"Times New Roman",serif;font-size:20px;line-height:1.4;font-style:italic;margin:0}.note-line{display:block;width:42px;height:2px;background:var(--gold2);margin-bottom:18px}
.benefit-bar{background:#fff;border-top:1px solid #eee4d3;border-bottom:1px solid #eee4d3}.benefit-grid{min-height:96px;display:grid;grid-template-columns:repeat(3,1fr)}.benefit{display:flex;gap:18px;align-items:center;padding:22px 28px;border-right:1px solid #eadfcd}.benefit:last-child{border-right:0}.benefit .ico{font-family:Georgia,serif;font-size:35px;color:var(--gold)}.benefit strong{display:block;font-family:Georgia,serif;font-size:17px}.benefit small{display:block;color:var(--muted);font-size:12px;margin-top:2px}
.story-grid{display:grid;grid-template-columns:1.1fr 1.2fr 1.05fr .85fr;min-height:360px}.story-image{margin:0;overflow:hidden}.story-copy{padding:44px 42px;background:#fff}.story-copy h2{font-size:42px;margin-bottom:14px}.story-copy p{color:#4f4941;font-size:15px}.text-link{display:inline-flex;gap:10px;font-weight:700;color:#8f6724;margin-top:9px}.story-quote{margin:0;padding:54px 34px;background:linear-gradient(145deg,#151412,#090909);color:var(--gold2);display:flex;flex-direction:column;justify-content:center}.story-quote blockquote{font-family:Georgia,serif;font-size:22px;font-style:italic;line-height:1.45;margin:0}.story-quote span{width:30px;height:2px;background:var(--gold);margin-top:24px}
.steps-section{padding:72px 0;background:#fbf7ef}.steps-head{display:grid;grid-template-columns:1fr 1fr;align-items:end;gap:50px;margin-bottom:44px}.steps-head h2{font-size:48px}.steps-head>p{max-width:560px;color:var(--muted)}.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line)}.step{position:relative;padding:38px 34px;border-right:1px solid var(--line)}.step:last-child{border-right:0}.step-no{position:absolute;top:-18px;left:28px;width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:var(--gold);color:#fff;font-weight:700}.step-icon{font-family:Georgia,serif;color:var(--gold);font-size:38px;margin:0 0 12px}.step h3{font-family:Georgia,serif;font-size:20px;margin:0 0 8px}.step p{margin:0;color:var(--muted);font-size:14px}
.experience{display:grid;grid-template-columns:1fr 1.25fr .8fr;min-height:320px}.experience-dark{background:#111;color:#fff;display:flex;align-items:center;gap:28px;padding:45px 52px}.experience-number{font-family:Georgia,serif;font-size:108px;line-height:.9;color:var(--gold2)}.experience-dark span,.experience-dark strong{display:block;font-family:Georgia,serif;color:var(--gold2);text-transform:uppercase;letter-spacing:.08em}.experience-dark strong{font-size:25px}.experience-dark p{font-size:14px;max-width:220px;color:#ddd6ca}.experience-photo{margin:0}.experience-gold{padding:52px 44px;background:linear-gradient(135deg,#b08742,#c5a35c);color:#171512}.experience-gold h2{font-size:36px;margin-bottom:14px}.experience-gold p{font-size:15px}
.knowledge{padding:84px 0;background:#fff}.knowledge-layout{display:grid;grid-template-columns:.78fr 1.22fr;gap:70px}.knowledge-copy h2{font-size:48px}.knowledge-copy>p{color:var(--muted);font-size:16px}.knowledge-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.knowledge-card{padding:30px 26px;background:var(--cream);border-top:2px solid var(--gold)}.knowledge-card span{color:var(--gold);font-weight:800;font-size:12px;letter-spacing:.1em}.knowledge-card h3{font-family:Georgia,serif;font-size:21px}.knowledge-card p{font-size:14px;color:var(--muted)}
.retirement-visual{padding:74px 0;background:#f2ece1}.retirement-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:center}.retirement-grid figure{margin:0;min-height:420px;box-shadow:var(--shadow)}.retirement-grid h2{font-size:52px}.retirement-grid p{font-size:17px;color:#5e574e;max-width:610px;margin-bottom:25px}
.contact{padding:76px 0;background:#111;color:#fff;border-top:1px solid rgba(181,138,59,.5)}.contact-grid{display:grid;grid-template-columns:1fr auto;gap:60px;align-items:center}.contact h2{font-size:46px;max-width:780px}.contact p{color:#d6d0c5}.contact-actions{display:flex;gap:12px;flex-wrap:wrap;justify-content:flex-end}
.site-footer{background:#0c0c0b;color:#d5d0c8;padding:40px 0 26px;border-top:1px solid rgba(181,138,59,.25)}.footer-grid{display:flex;justify-content:space-between;gap:30px;align-items:flex-start}.footer-brand{font-family:Georgia,serif;color:var(--gold2);font-size:22px;text-transform:uppercase;letter-spacing:.1em}.footer-grid p{font-size:13px}.footer-grid nav{display:flex;gap:24px;font-size:13px}.footer-grid nav a:hover{color:var(--gold2)}.legal-note{border-top:1px solid #2b2925;margin-top:28px;padding-top:22px;display:flex;gap:30px;justify-content:space-between;font-size:11px;color:#918b82}.legal-note p{max-width:900px;margin:0}
.reveal{opacity:0;transform:translateY(18px);transition:opacity .65s ease,transform .65s ease}.reveal.visible{opacity:1;transform:none}
@media(max-width:1080px){
  .wordmark{min-width:230px}.main-nav{gap:16px;font-size:12px}.main-nav a:nth-child(4),.main-nav a:nth-child(5){display:none}
  .story-grid{grid-template-columns:1fr 1fr}.story-quote{min-height:280px}.experience{grid-template-columns:1fr 1fr}.experience-gold{grid-column:1/-1}
  .knowledge-layout{grid-template-columns:1fr}.knowledge-cards{grid-template-columns:repeat(3,1fr)}
}
@media(max-width:760px){
  .wrap{width:min(100% - 30px,1180px)}.site-header{height:68px}.wordmark strong{font-size:18px}.wordmark span{font-size:10px}
  .menu-toggle{display:block}.main-nav{position:absolute;left:0;right:0;top:68px;background:#111;display:none;flex-direction:column;align-items:stretch;padding:12px 20px 22px;gap:0;border-top:1px solid #2d291f}.main-nav.open{display:flex}.main-nav a,.main-nav a:nth-child(4),.main-nav a:nth-child(5){display:block;padding:13px 0;border-bottom:1px solid #26231e}.main-nav .nav-cta{margin:14px 0 0;padding:13px 15px;text-align:center}
  .hero{min-height:auto}.hero-media{background-position:57% center}.hero-shade{background:linear-gradient(180deg,rgba(255,253,248,.97) 0%,rgba(255,253,248,.91) 62%,rgba(17,17,15,.16) 100%)}.hero-inner{grid-template-columns:1fr;padding:55px 0 160px;gap:24px}.hero h1{font-size:48px}.hero-lead{font-size:15px}.hero-note{display:none}
  .benefit-grid{grid-template-columns:1fr}.benefit{border-right:0;border-bottom:1px solid #eadfcd;padding:16px 6px}.benefit:last-child{border-bottom:0}
  .story-grid{grid-template-columns:1fr}.story-image{height:320px}.story-copy{padding:38px 26px}.story-copy h2{font-size:38px}.story-quote{min-height:260px;padding:38px 28px}
  .steps-section{padding:58px 0}.steps-head{grid-template-columns:1fr;gap:16px}.steps-head h2{font-size:42px}.steps-grid{grid-template-columns:1fr;border-top:0}.step{border-right:0;border-top:1px solid var(--line);padding:34px 20px}.step-no{top:18px;left:auto;right:12px}
  .experience{grid-template-columns:1fr}.experience-dark{padding:40px 28px}.experience-number{font-size:92px}.experience-photo{height:290px}.experience-gold{grid-column:auto;padding:40px 28px}
  .knowledge{padding:64px 0}.knowledge-copy h2{font-size:42px}.knowledge-cards{grid-template-columns:1fr}
  .retirement-visual{padding:56px 0}.retirement-grid{grid-template-columns:1fr;gap:34px}.retirement-grid figure{min-height:330px}.retirement-grid h2{font-size:42px}
  .contact-grid{grid-template-columns:1fr}.contact h2{font-size:40px}.contact-actions{justify-content:flex-start}.footer-grid,.legal-note{flex-direction:column}.footer-grid nav{flex-wrap:wrap}
}
@media(max-width:420px){
  .hero h1{font-size:41px}.hero-actions .btn{width:100%}.story-image{height:280px}.experience-dark{gap:18px}.experience-number{font-size:78px}.contact-actions .btn{width:100%}
}

.legal-page{min-height:100vh;padding:80px 0;background:var(--paper)}.legal-page .wrap{max-width:850px}.legal-page h1{font-family:Georgia,serif;font-size:54px;font-weight:400;margin:0 0 25px}.legal-page p{font-size:16px;color:#4d4740}